Best Way to Send Money from UK to Nigeria

Compare live GBP to NGN exchange rates and fees from top providers. Find the cheapest and fastest way to send money from the United Kingdom to Nigeria.

What is the cheapest way to send money from UK to Nigeria?

The cheapest way to send money from UK to Nigeria is through Wise, Remitly, or WorldRemit, which offer competitive GBP to NGN rates with fees starting from £0.50–£3. The UK has one of the largest Nigerian diaspora populations, making this a highly competitive corridor.

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Click "Compare Rates" to see live exchange rates from 15+ providers for GBP to NGN transfers.

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Tips for Sending Money from UK to Nigeria

  • WorldRemit and Remitly are highly rated for UK-to-Nigeria transfers with competitive GBP-NGN rates.
  • NGN rates are volatile — compare the actual naira amount received, not just the quoted rate.
  • Faster Payments from UK bank accounts provides free, instant funding for most digital providers.
  • UK has a large Nigerian diaspora — multiple FCA-regulated providers compete aggressively on this corridor.

Regulatory Information

FCA regulates UK money transfer operators. CBN (Central Bank of Nigeria) regulates inward remittances. Remittances are a key foreign exchange source for Nigeria — no receiving limits for personal transfers.

Frequently Asked Questions: UK to Nigeria Transfers

How long does a money transfer from UK to Nigeria take?
Digital services like Wise and Remitly deliver GBP to NGN transfers within 1–2 business days via bank deposit. Cash pickup options are available within minutes through Western Union and MoneyGram.
What is the best GBP to NGN rate today?
GBP to NGN rates vary significantly between providers. Use our live comparison tool for real-time rates. Comparing providers is critical for this corridor due to exchange rate volatility.
Can I send money from UK to Nigeria using a debit card?
Yes, most providers accept UK debit cards. Card-funded transfers are often faster but may have slightly higher fees than bank transfers. Wise and Remitly both support Faster Payments from UK bank accounts.

Rates and provider data updated daily. Page last reviewed: March 2026.

Reviewed by Tarika Chandel