Best Way to Send Money from Saudi Arabia to Philippines

Compare live SAR to PHP exchange rates from exchange houses and digital providers. Find the cheapest and fastest way to send money from Saudi Arabia to the Philippines.

What is the cheapest way to send money from Saudi Arabia to Philippines?

The cheapest way to send money from Saudi Arabia to Philippines is through Al Rajhi Bank, STC Pay, or Western Union, which offer competitive SAR to PHP rates with low or zero fees. Saudi Arabia hosts a large Filipino workforce, making this one of the busiest remittance corridors in the GCC.

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Click "Compare Rates" to see live exchange rates from 15+ providers for SAR to PHP transfers.

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Tips for Sending Money from Saudi Arabia to Philippines

  • Saudi Arabia has a large Filipino workforce (OFWs) — exchange houses are very competitive for SAR-PHP transfers.
  • GCash wallet delivery is instant and widely used by Filipino recipients — check if your provider supports it.
  • Al Rajhi and STC Pay both offer same-day delivery to Philippine bank accounts on weekdays.
  • Compare total PHP received — exchange house zero-fee offers can sometimes beat digital provider rates.

Regulatory Information

SAMA (Saudi Central Bank) regulates money transfers. Iqama required for identity verification. BSP (Bangko Sentral ng Pilipinas) regulates inward remittances. No receiving limit for OFW remittances to the Philippines.

Frequently Asked Questions: Saudi Arabia to Philippines Transfers

How long does a money transfer from Saudi Arabia to Philippines take?
Exchange house transfers typically arrive within 24 hours. Western Union and Remitly offer instant delivery to GCash and select bank accounts in the Philippines.
Can I send money from Saudi Arabia to GCash?
Yes, Western Union and Remitly support direct transfers to GCash mobile wallets in the Philippines from Saudi Arabia. Delivery is usually instant.
What documents do I need?
You need a valid Iqama (residency permit) or Saudi national ID and the recipient's Philippine bank account details or GCash/PayMaya wallet information.

Rates and provider data updated daily. Page last reviewed: March 2026.

Reviewed by Tarika Chandel